Plutu is a portfolio tracker built for Belgian investors

Plutu at a glance

  • Based in Belgium, GDPR-compliant, AES-256 encryption
  • Supports Bolero, DEGIRO, Saxo Bank, Keytrade Bank, Bitvavo, MeDirect, Revolut, eToro, Trading 212, Coinbase, and more
  • Tracks stocks, ETFs, crypto, and other investments across multiple portfolios
  • ETF X-ray, risk profile, diversification by sector and region
  • Capital gains tax calculation, PDF report, and sell simulations (Belgium only)
  • No broker connection required, CSV import only
  • Personal 1-1 chat support (No AI, no ticketing system)
  • 14-day free trial, then €8/month, €60/year or €179 lifetime
  • Interface in Dutch; French and English in progress

What is Plutu?

Plutu is a portfolio tracker built for Belgian investors. You import your transactions from brokers like Bolero, DEGIRO or Bitvavo, and Plutu gives you a single view of your full portfolio: current value, performance over time, and how your investments are spread across asset classes and regions.

Once a day or week, Plutu sends you an email summary of your portfolio. No app to check, no notifications.

Features

  • Multi-broker support: Bolero, DEGIRO, Saxo Bank, Keytrade Bank, Bitvavo, MeDirect, Revolut, eToro, Trading 212, Coinbase, and more. Import via CSV or Excel file, no broker connection required. Plutu recognizes investments automatically via ticker, name, or ISIN code.
  • All asset classes in one place: stocks, ETFs, and crypto tracked together. Add pension savings, savings accounts, or real estate as manually tracked positions.
  • Multiple portfolios: keep your own investments, your partner's, and specific savings goals in separate portfolios.
  • ETF X-ray: look through your funds to see the underlying holdings, spot overlap with individual shares, and check cost ratios.
  • Portfolio analysis: distribution by sector, region, and asset type. Concentration analysis shows when a single position gets too large.
  • Risk profile: see how strongly your portfolio reacts to market movements.
  • Email digest: daily or weekly portfolio summary sent to your inbox. No app to open, no notifications.
  • Historical performance: track your portfolio value and time-weighted return over time.
  • Capital gains tax (Belgium only): automatic calculation of the 10% Belgian capital gains tax on sales, annual exemption, exchange rates, and a PDF report for your accountant. Simulate selling scenarios before you act.
  • Personal support: reach the founder directly via chat. No AI, no ticketing system.

Who is Plutu for?

Plutu is built primarily for Belgian investors. The app is in Dutch and the capital gains tax feature, which automatically calculates the 10% Belgian tax on share sales, is tailored specifically to Belgium.

Dutch investors are welcome to use Plutu. The core portfolio tracking, ETF X-ray, diversification analysis, and email digest work just as well. The Belgian tax features will simply not apply. If you hold accounts at more than one broker and want a single place to see how everything adds up, Plutu is a good fit.

Pricing

14-day free trial, no credit card required. After the trial, pick a plan if you want to continue:

  • Monthly€8/month, billed monthly
  • Yearly€5/month, billed annually (€60/year)
  • Lifetime€179 one-time

Privacy

Plutu is based in Belgium and subject to GDPR. Your data is encrypted at rest, never shared with third parties, and never used for advertising. You can request deletion at any time.

Language & Availability

The interface is in Dutch. This makes it accessible to investors in both Belgium and the Netherlands. A French and English version is on the roadmap. The application is web-based and works on all modern browsers and mobile devices.

Frequently Asked Questions

Is Plutu available in English?

The interface is currently in Dutch. An French and English version is planned.

How is Plutu different from other portfolio trackers?

Most portfolio trackers give you more data than you can act on. Dozens of metrics, live price tickers, and charts that require a finance degree to interpret. Plutu does the opposite. The charts are clear and opinionated: you see where your money is, how it's performing, and whether your exposure is balanced, without having to dig for it.

Does Plutu connect directly to my broker?

No. Plutu uses CSV or Excel file import only — you export a transaction file from your broker and upload it. Your broker credentials are never shared with Plutu.

Is there a mobile app?

Plutu is a web application that works on desktop and mobile browsers. A native app is planned.

Get Started

Plutu is a portfolio tracker based in Belgium, with a 14-day free trial and no credit card required to get started.

Start free trial